When you think about employee benefits, most of us think about insurance coverage such as health, disability, vision, dental and life insurance. Each of these are paid partially or fully by the employee. But for some reason we do not…
Insurance Education! Why does it matter when you’re considering an insurance broker, an insurance agency, and an insurance advisor, to work with? Let me start with myself… I graduated from college in 2007 with honors from the University of Georgia…
Are you looking around for new auto and home insurance? Rates to buy insurance are rising in Georgia and many people are exploring their options. You basically have three choices. I’ll try to give you the pros and cons of…
Hey, this is Josh Gurley, with HM Advisors and today I want to make a very special video. And this special video that we’re making is different than anything else that we’ve ever done. And so I want to make…
I became aware of the 3rd grade reading problem in Georgia through my work with the Centerville Rotary Club. And when I explained the need in one of our staff meetings it became our new community cause at HM Advisors.…
Ever been to your mechanic and been told you need a new part for your car? And it only cost $799. If you’re like me you don’t know if you need it or not. Isn’t that a hard decision to…
Workers Compensation Insurance can feel like one of those necessary evils at times. If you are like most business owners, cost is a big concern in selecting a worker’s compensation program. One way to keep cost as low as possible…
FREE STUFF ALERT – CLICK THE LINK FOR A FREE FULL FOCUS PLANNER “Plan your work and work your plan”. We have all heard this at some point in our business career. We have also heard; “A goal without a…
So you just received a letter from someone called the NCCI and you are probably wondering, “What is an Experience Mod Rating”? You are probably also wondering, “Who is the NCCI”. Today we are here to answer these two questions.…
It’s hard to believe it was only 13 years ago when most of us held an iPhone for the first time. The year was 2007 and by brand new Blackberry became a paperweight. The iPhone, in my opinion is the…