Auto accidents can happen to anyone, and when they do, the financial consequences can be severe. The question is—do you have enough liability coverage to protect yourself? We’ve previously discussed state minimum liability limits and why they’re often not enough…
In Georgia, drivers are legally required to carry minimum auto liability insurance coverage of 25/50/25, which translates to $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 for property damage. While these minimums meet legal…
Auto insurance can be confusing, but two essential components—bodily injury liability and property damage liability—are crucial in protecting your finances in case of an at fault accident. This blog post will break down these key coverages and explain why having…
Automobile insurance is one of those expenses that comes up every single month in your life. And every time you see that bill, every time that money gets drafted from your account, you’re thinking, man, this is too much…
Are you looking around for new auto and home insurance? Rates to buy insurance are rising in Georgia and many people are exploring their options. You basically have three choices. I’ll try to give you the pros and cons of…
I became aware of the 3rd grade reading problem in Georgia through my work with the Centerville Rotary Club. And when I explained the need in one of our staff meetings it became our new community cause at HM Advisors.…
Ever been to your mechanic and been told you need a new part for your car? And it only cost $799. If you’re like me you don’t know if you need it or not. Isn’t that a hard decision to…
Some financial advisors recommend dropping uninsured motorist coverage to save money on your car insurance. But before you do that its important to understand what it covers. Uninsured motorist (UM) provides compensation to you if you’re involved in an accident…