Use these five tips and your workers compensation audit will go faster and smoother and lower your risk of being overcharged. I am sure you can’t wait for the workers compensation auditor to show up and start asking questions and looking for all sorts of information. It can feel very invasive because they are asking […]
Surviving a Worker’s Compensation Audit
Can Workers Compensation be an Employee Benefit?
When you think about employee benefits, most of us think about insurance coverage such as health, disability, vision, dental and life insurance. Each of these are paid partially or fully by the employee. But for some reason we do not think about workers’ compensation as an employee benefit. Even though it serves the same purpose […]
An Agents Insurance Education will Make a Difference
Insurance Education! Why does it matter when you’re considering an insurance broker, an insurance agency, and an insurance advisor, to work with? Let me start with myself… I graduated from college in 2007 with honors from the University of Georgia and the Terry College of Business Specifically, from the Risk Management and Insurance school. If […]
3 Ways to Buy Insurance
Are you looking around for new auto and home insurance? Rates to buy insurance are rising in Georgia and many people are exploring their options. You basically have three choices. I’ll try to give you the pros and cons of each option. Have question? Click here to schedule a meeting with Walon! Direct writer […]
What to do When You Have Workers Comp Claims
Hey, this is Josh Gurley, with HM Advisors and today I want to make a very special video. And this special video that we’re making is different than anything else that we’ve ever done. And so I want to make that clear from the very beginning because today I’m going to talk you through the […]
Read United
I became aware of the 3rd grade reading problem in Georgia through my work with the Centerville Rotary Club. And when I explained the need in one of our staff meetings it became our new community cause at HM Advisors. We’ve always believed in giving back to our community and we’re proud to get involved […]
Personal Umbrella
Ever been to your mechanic and been told you need a new part for your car? And it only cost $799. If you’re like me you don’t know if you need it or not. Isn’t that a hard decision to make when you don’t have enough information? For some of you insurance feels a lot […]
Worker’s Compensation – $2,500 Deductible
Workers Compensation Insurance can feel like one of those necessary evils at times. If you are like most business owners, cost is a big concern in selecting a worker’s compensation program. One way to keep cost as low as possible in Georgia is through self-insuring the first $2,500 of each worker’s comp injury. In this […]
Why We Love the Full Focus Planner
FREE STUFF ALERT – CLICK THE LINK FOR A FREE FULL FOCUS PLANNER “Plan your work and work your plan”. We have all heard this at some point in our business career. We have also heard; “A goal without a plan is a wish”. I think the moral of these quotes and what life and […]
What is an Experience Mod Rating?
So you just received a letter from someone called the NCCI and you are probably wondering, “What is an Experience Mod Rating”? You are probably also wondering, “Who is the NCCI”. Today we are here to answer these two questions. To prevent confusion, let us take those questions in reverse order. Have question? Click here […]