This is Josh Gurley with HM Advisors and today I want to talk with you a little bit about why every business in Georgia needs a $2,500 deductible on workers comp. Now, I know what you’re thinking. “Man, I already…
It can be difficult to keep up with the ever-changing landscape of employment laws. That’s why all businesses must have a Human Resources (HR) compliance calendar. An HR compliance calendar is an important tool for keeping track of deadlines, legal…
I’ve made videos on what you should do when you have a workers’ compensation claim and how to file a claim. Now let’s talk about why you need a return-to-work program to help you minimize your risk and costs…
Is your business having auto claim after auto claim? Maybe it’s only a couple times a year but what if you’re having auto insurance claims month after month. It’s crazy right? Every time you turn around, one of your…
Use these five tips and your workers compensation audit will go faster and smoother and lower your risk of being overcharged. I am sure you can’t wait for the workers compensation auditor to show up and start asking questions and…
When you think about employee benefits, most of us think about insurance coverage such as health, disability, vision, dental and life insurance. Each of these are paid partially or fully by the employee. But for some reason we do not…
Insurance Education! Why does it matter when you’re considering an insurance broker, an insurance agency, and an insurance advisor, to work with? Let me start with myself… I graduated from college in 2007 with honors from the University of Georgia…
Hey, this is Josh Gurley, with HM Advisors and today I want to make a very special video. And this special video that we’re making is different than anything else that we’ve ever done. And so I want to make…
Workers Compensation Insurance can feel like one of those necessary evils at times. If you are like most business owners, cost is a big concern in selecting a worker’s compensation program. One way to keep cost as low as possible…
So you just received a letter from someone called the NCCI and you are probably wondering, “What is an Experience Mod Rating”? You are probably also wondering, “Who is the NCCI”. Today we are here to answer these two questions.…